Dodging The Affirm screwjob

My car spent a chunk of December in the shop, for brakes and body work. It took most of my savings. Then the tires couldn’t keep air, so I replaced them.

I signed up with Affirm last year to finance a second freezer and replacement Google Pixel watch (a tirade on the fitness blog) and weighed their offer to finance new tires. Their offer was pretty okay. My plan was to pay it off early, anyway.

They pulled a bait-and-switch.

This morning, I paid it off The lender wound up making much, much less money than if they’d given me the rate they offered.

A few folks I know use Affirm, so I thought the service would be on the up-and-up. Apparently not.